How to Choose the Right Vision Insurance

by Oct 15, 2016

 Proper insurance is important for all aspects of your health. Medical insurance and even dental insurance may be easier to decide on because most people know enough about their health to determine exactly how much insurance they need. However, if you are new to choosing vision insurance, you may find it a harder choice, especially if you have 20/20 vision. Keep a few things in mind as you shop around to ensure you make the best choice possible.

Types of Insurance Plans

Your eye care insurance typically includes either an entire benefits package or a simple discount on appointments and vision prescriptions. A benefits package may require co-payment, but your plan pays most of the cost. If you have a discount plan, you pay for all services, but they may be more affordable than if you did not have a discount plan.

Network of Providers

When choosing vision coverage, talk to your current eye care specialist to determine which networks he or she is a part of. This may help you determine which insurance provider is best for you. If you are receiving coverage through your job, you may find you need to choose a new eye care provider. If so, ensure you do your homework before choosing a new specialist.

  • Check licenses
  • Read reviews
  • Ask for references
  • Ask questions
  • Visit the office

Prescription Coverage Options

When choosing your insurance plan, look for one that not only covers the cost of regular eye exams but also covers any emergency care and prescriptions. You may feel prescription glasses or contacts aren’t important if you have 20/20 vision, but keep in mind that your vision could change in the future, especially if there is a family history of eye-related diseases.

Once you choose your insurance plan and receive your insurance card, ensure you use it with an eye doctor in Conshohocken, PA. You should have regular eye exams every two to five years, depending on your age.




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